Accidental Death and Disbursement
generally is an option that many people do not enjoy
talking about. Yet neither do many people feel secure
without it. This type of insurance will pay out extra
money to those who have incurred death, limb loss
or eye loss due to an accident. In the case of death,
this unfortunate event often needs to occur within
ninety days of the accident for the funds to be disbursed.
In addition, the granting of payment often stipulates
that the injuries incurred from the accidents be a
direct cause of the death. One of the major benefits
to this type of insurance is the incredibly low cost
of premiums. This is because the occurrence of accidental
death and other losses covered is extremely rare,
so the insurance companies do not pay out very often.
Now, an employer who offers coverage of accidental
death and disbursement is an employer who shows dedication
to the safety and security of his or her work force.
Fortunately, the employer who buys into a plan like
this can receive very affordable rates for high disbursement
amounts. This in turn encourages the best talent to
work for and stay with an employer.
CNA Group Benefits is commited to focusing on you
because we know that different businesses, groups
and organizations have unique and different needs.
CNA Group Benefits: Focus on You
Standard & Poor's Insurance Rating Analysis, copyright
1999. 2 Copyright 2000 by A.M. Best Company. 3 Employee
Benefit Plan Review, May 1997
Fortis - Companies, Benefits Insurance Co.
AD&D - part of ICBA's group benefits for small
construction industry companies (one or more employees).
Dental, vision and extended health care, life
Accidental Death & Dismemberment Insurance
Accidents are never expected. That's why sudden death
or injury leaves so many people financially unprepared.
Sun Life's AD&D coverage offers added financial
protection for life's most difficult times.
Accidental Death and Dismemberment Insurance
Offers a stunning overview of the role of the Human
Resource professional in administering employee benefits.
Every manager in charge of benefits administration
should visit this website. Highly recommended.