Employee Benefits

 


   
   
 

 


Q:

What is the difference between an HMO and PPO health insurance plan?

A Health Maintenance Organization (HMO) is an organization that delivers comprehensive health care to an enrolled population at a predetermined price. Members pay a fixed fee, generally on a monthly basis, which is reimbursed directly to the HMO in exchange for health care services. Read more

Q:

What is a PCP?

A Primary Care Physician (PCP) is a designated physician who is responsible for managing the health care of an employee. Read more

Q:

What is a defined contribution retirement plan?

A defined contribution pension plan is an individual account plan. Annual contributions to a participant’s account are based on the formula contained in the plan. Read more

Q:

What is a defined benefit retirement plan?

Qualified plans meet requirements of the Internal Revenue Code and receive special tax treatment under the Code; non-qualified plans do not. In qualified plans... Read more

Q: What is the difference between a qualified and non-qualified retirement plans?
Q: What determines if a plan is qualified or non-qualified?
Q: What benefits are required by federal law?
Q: What does it mean to self-fund a benefit plan?
Q: Can I offer different benefits for my unionized and non-unionized workforce?
Q: What is ERISA?
Q: Are there any legal requirements regarding minimum vesting schedules for employer sponsored retirement plans?
Q: Is it legal to deny an employee health insurance due to a preexisting condition?
Q: Are there any specific preexisting conditions that cannot be excluded from health coverage.
Q: As an employer, am I covered by the Family Medical Leave Act (FMLA)?
Q: What are my responsibilities under the Family Medical Leave Act (FMLA)?
Q: What defines an eligible employee under the Family Medical Leave Act (FMLA)?
Q: As an employer, am I obligated to continue to provide health insurance to employees out on FMLA leave?
Q: As an employer, am I covered by the Americans with Disabilities Act (ADA)?
Q: What is reasonable accommodation under the Americans with Disabilities Act (ADA)?
Q: What is COBRA?
Q: As an employer, am I covered by COBRA?
Q: What are qualifying events under COBRA?
Q: As an employer, how long must I provide COBRA benefits?
 


   
   
   
   
   
   
   
   
   
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