COBRA


Q: What are qualifying events under COBRA?  
       
A:

Qualifying events are defined for employees, spouses of employees, and dependent children of employees. There are two types of qualifying events for employees: 1) voluntary or involuntary termination of employment for reasons other than "gross misconduct" 2) reduction in the number of hours of employment. There are five types of qualifying events for spouses: 1) termination of the covered employee's employment for any reason other than "gross misconduct" 2) reduction in the hours worked by the covered employee 3) covered employee's becoming entitled to Medicare 4) divorce or legal separation of the covered employee 5) death of the covered employee. The types of qualifying events for dependent children are the same as for the spouse with one addition, loss of "dependent child" status under the plan rules.



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COBRA
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