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Employee Benefits


Q:	What is the difference between an HMO and PPO health insurance plan?
Q:	What is a PCP?
Q:	What is a defined contribution retirement plan?
Q:	What is a defined benefit retirement plan?
Q:	What is the difference between a qualified and non-qualified retirement plans?
Q:	What determines if a plan is qualified or non-qualified?
Q:	What benefits are required by federal law?
Q:	What does it mean to self-fund a benefit plan?
Q:	Can I offer different benefits for my unionized and non-unionized workforce?
Q:	What is ERISA?
Q:	Are there any legal requirements regarding minimum vesting schedules for employer sponsored retirement plans?
Q:	Is it legal to deny an employee health insurance due to a preexisting condition?
Q:	Are there any specific preexisting conditions that cannot be excluded from health coverage.
Q:	As an employer, am I covered by the Family Medical Leave Act (FMLA)?
Q:	What are my responsibilities under the Family Medical Leave Act (FMLA)?
Q:	What defines an eligible employee under the Family Medical Leave Act (FMLA)?
Q:	As an employer, am I obligated to continue to provide health insurance to employees out on FMLA leave?
Q:	As an employer, am I covered by the Americans with Disabilities Act (ADA)?
Q:	What is reasonable accommodation under the Americans with Disabilities Act (ADA)?
Q:	What is COBRA?
Q:	As an employer, am I covered by COBRA?
Q:	What are qualifying events under COBRA?
Q:	As an employer, how long must I provide COBRA benefits?

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