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Q: |
What are qualifying
events under COBRA? |
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A: |
Qualifying events are defined for employees, spouses
of employees, and dependent children of employees.
There are two types of qualifying events for employees:
1) voluntary or involuntary termination of employment
for reasons other than "gross misconduct" 2)
reduction in the number of hours of employment. There
are five types of qualifying events for spouses: 1)
termination of the covered employee's employment for
any reason other than "gross misconduct" 2)
reduction in the hours worked by the covered employee
3) covered employee's becoming entitled to Medicare
4) divorce or legal separation of the covered employee
5) death of the covered employee. The types of qualifying
events for dependent children are the same as for the
spouse with one addition, loss of "dependent child" status
under the plan rules.
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