A: |
Insured and self-insured programs can be structured
to include "stop loss" coverage which establishes
an upper limit of liability before the insured stop-loss
coverage takes effect. There are also a number of things
an employer can do to ensure injuries that become WC
claims are legitimate like second medical opinions,
careful documentation of incidents, provisions for
conditional return-to-work, etc. There are distinct
difference state-to-state on workers' compensation
provisions. Work with your medical professionals and
legal counsel to explore the range of options.
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